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The new Pension Freedoms rules which came into force in 2015, lets people aged 55 and over access their ‘Defined Contribution’ or ‘Money Purchase’ pension pot in whichever way they want.
These changes mean you no longer have to buy an annuity alone and there are now more choices for you. Maybe you want to drip feed your income according to your needs or leave it invested for longer, or even take your tax-free cash and no income, or take a mixture of them both each year.
Whatever you decide, you need to take into account your risk attitude, your income needs versus your spending, other assets and of course your health!
Get in touch to find out more about our financial planning services or subscribe to our channel for more useful advice.
Visit our website: www.armstrongwatson.co.uk/services/financial-planning-wealth-management
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Get in touch at help@armstrongwatson.co.uk or call us on 0808 144 5575.
